Zola just secured her first job after college, and she's heard that it's important to start investing for her retirement. She can afford to put 5% of her monthly salary toward retirement. What type of account should she choose for this goal? * 1 point IRA CD MMA HSA

Answers

Answer 1

Answer:

IRA

Explanation:

Answer 2

An individual retirement account or IRa is the account that Zola needs to use for proper investing because of her retirement plans.

What is an Individual Retirement Account(IRA)?

The Individual Retirement Account is one of the very few accounts or motives that have been taken into consideration for the purpose and benefit of early retirement during the process. The most important thing is that the Individual Retirement Account helps to lead a life after retirement more peacefully and also without any kind of headaches.

The other most important thing is that individual retirement Account helps to provide some of the best options for savings, by not deterring taxes, and also by some level it sometimes may also become tax-free.

Individual Retirement Accounts are mainly of three types. Although personal IRAs could also be seen as Inherited IRAs and Custodial IRAs. Hence, the above statement is proven.

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Related Questions

Most people are very sensitive to risks and therefore will avoid them whenever possible. Please select the best answer from the choices provided T F.

Answers

The statement that the people very sensitive in taking risks totally avoid risks whenever possible is a TRUE statement. Such people do not fall under the category of risk-takers.

Risk ability is referred to as the desire to take risk based upon their risk profile and factors contributing to such decision like age, financial stability, responsibilities, etc.

Risk profile

The person who are willing to take risks and move ahead are called the risk-takers. Whereas, people who are very reluctant and hesitant in taking risks are referred as the risk aversers in business terms.

Risk aversion is the condition in which the person might not accept the difficult and extra rewarding alternative as there is a risk involved given that factors like age, stability, responsibilities, etc. also apply.

To explain this, it can be stated that a risky investor doesn't sell off his securities if their market value is declining, however a risk sensitive person will sell them early to avoid further losses.

Hence, the statement regarding the risk sensitive person's ability to avoid risk whenever possible is TRUE.

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Answer:

TRUE

Explanation:

EDGE2022

When Molly broke a clipboard over her knee and then hurled the broken pieces toward her employees, she was creating ________ conflict.

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Based on sociological context, when Molly broke a clipboard over her knee and then hurled the broken pieces toward her employees, she created a personality clash conflict.

What is a Personality Clash Conflict?

Personality Clash Conflict is a conflict that usually occurs at a workplace. It usually involves a situation where employees perceive the action of a superior or employer as inappropriate or disrespectful.

Given that the activities conducted by Molly may be perceived as inappropriate or disrespectful by her employees, this is an example of Personality Clash conflict.

Hence, in this case, it is concluded that the correct answer is Personality Clash Conflict.

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I need some help will mark brainliest.

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Strategic planning brings people, processes, teams, and leaders together to achieve an organization's goals.

difference between associative and commutative property

Answers

Answer:

The associative property of addition states that you can group the addends in different ways without changing the outcome. The commutative property of addition states that you can reorder the addends without changing the outcome.

Explanation:

Which employees typically work in an office environment within schools? Check all that apply.
School Psychologist
School Secretary
qInstructional Designer
Tutor
Librarian
Teacher

Answers

2 or either 3 is the answer

Answer:

B, E, F

Explanation:

A real estate licensee typically allows the licensee to A) give tax advice to a prospective purchaser of real estate. B) provide legal advice to clients but not customers. C) represent clients and customers in residential or commercial property transactions, but not both. D) specialize in any category of real property.

Answers

C) represent clients and customers in residential or commercial property transactions, but not both.

A real estate licensee refers to an individual who holds an active license as a real estate broker, principal real estate broker or licensed real estate property manager.

A real estate licensee has permission to enter into a property they represent with the general public. This means that the owner of the real estate grant the agent his or permission to make use of the land.

Other duties of a real estate licensee are :

Determining clients’ needs and financials abilities to propose solutions that suit them.Providing guidance and assisting sellers and buyers in marketing and purchasing property for the right price under the best terms.

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The thing which a real estate license allows the licensee to be able to perform is to:

D) Specialize in any category of real property.

Real Estate licensee

A real estate licensee is a person who has the legal backing to be able to show prospective home owners various house listings and to also help them make a choice.

With this in mind, when a licensee becomes legal, that is has the backing of the government, then he can be allowed to specialise in any category of real property such as:

ResidentialCommercialRaw land, etc

Therefore, the correct answer is option D

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what agricultural product provides florida with its state flower?

Answers

Orange blossom, hope this helped.

How can you say that Economics is a science of choice??​

Answers

Answer:

Your answer is attached above

hope it helps

and I want to talk to you kavya sis

It's really important plzz dont ignore plzzz

nonoperating items that increase net income, such as gains on the sale of fixed assets, must be added in calculating operating cash flows.

Answers

There are gains on sale of fixed asset which are known to enter on income statement. Nonoperating items that increase net income must be added in calculating operating cash flows is a false statement

A gain on the sale of fixed assets is usually seen in the statement of profit and loss as non-operating income.

A Non-operating assets are simply described as a kind of assets that does not look into to be part of a company's core operations.

A company's non-operating assets can be said to be unused land, leftover and unused equipment, investment securities, etc.

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THREE government regulations that guides the establishment and operation of a business.

Answers

Labor, privacy, and health

why is getting a large tax refund or having to pay a large tax bill at the end of the year a sign of poor planning?

Answers

Considering the financial implication, getting a large tax refund or paying a large tax bill at the end of the year is considered a sign of poor planning because you are overpaying taxes to IRS, thereby reducing your take-home paycheck.

Also, it is poor planning when you pay a large tax bill at the end of the year because there would be a risk of owing the IRS the subsequent year, which would affect your paycheck.

Typically, it is recommended that individuals should calculate their taxes very well and aim for zero refund or additional taxes owed.

Hence, in this case, it is concluded that it is poor planning to get a large tax refund or pay a large tax bill at the end of the year.

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what is consumer's Equilibrium?​

Answers

Answer:

[tex] \huge{ \red{A} \green{N} \blue{S} \orange{W} \pink{E} \red{R} \blue{:-}}[/tex]

When consumers make choices about the quantity of goods and services to consume, it is presumed that their objective is to maximize total utility. In maximizing total utility, the consumer faces a number of constraints, the most important of which are the consumer's income and the prices of the goods and services that the consumer wishes to consume. The consumer's effort to maximize total utility, subject to these constraints, is referred to as the consumer's problem. The solution to the consumer's problem, which entails decisions about how much the consumer will consume of a number of goods and services, is referred to as consumer equilibrium.

besides starting the vehicle, what else can 2022 versa’s available remote engine start in do?

Answers

Answer:

Warm or cool the interior before driving.

what does it mean when the feds lower interest rates

Answers

Interest rates are lowered by the Fed in order to boost economic development. Reduced finance costs might entice people to borrow and invest. When interest rates are excessively low, however, they might stimulate excessive growth and perhaps inflation. On the other hand, if growth becomes excessive, the Fed will boost interest rates.

If you are trying to substantially reduce the amount you spend on food, you should try...

Answers

Answer:

Cooking your own food at home for as many meals as possible

Explanation:

To reduce the amount spent on food, I will make a spending plan or budget plan. It helps to reduce the amount spent on food without sacrificing nutrition.

What is a Budget plan? A budget plan is simply a plan you create to help you meet expenses and spend money the way you want to spend it. A good spending plan can help you stop “spending leaks” in other words, it can keep you from spending money without thinking.

The spending plan for food:Make healthy choices (they are cheaper)Buy produce in seasonUse sales and couponsThink frozen, canned, or driedSave on protein foodsWaste not, want not

In this way, I will reduce the amount spent on food.

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An intangible benefit is called a

a) commodity
b) Service
c) market
d) goods

Answers

A

Explanation:

using the internet and the process of elimination, A is your answer

ANSWER:

B.

CORRECT IF IM WRONG

BUT IM SURE THAT

according to the long-run phillips curve, in the long run monetary policy influences

Answers

Answer: only in the short run.  According to the long-run Phillips curve, in the long run monetary policy influences. the inflation rate but not the unemployment rate.

Explanation:

What is the total payment required to pay off a promissory note issued for $400.00 at 6% ordinary interest and a 90-day term?​

Answers

The total payment required to pay off a promissory note issued for $400.00 is $406.

Using this formula

Total payment=Promissory note+(Promissory note× Ordinary interest× 90 day term/360)

Where:

Promissory note=$400

Ordinary interest=6%

Let plug in the formula

Total payment= $400 + ($400 × 6% × 90 days ÷ 360 days)

Total payment= $400 + $6

Total payment= $406

Inconclusion the total payment required to pay off a promissory note issued for $400.00 is $406.

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Should the organization use the cash accounting method or the accrual accounting method? Why?

Answers

Answer:accounting method

Explanation:it is much more accurate

A firm produces goods for which substitute goods are produced in all countries. Appreciation of the firm’s local currency should:
A) Increase local sales as it reduces foreign competition in local markets.
B) Increase the firm’s exports denominated in the local currency.
C) Increase the returns earned on the firm’s foreign bank deposits.
D) Increase the firm’s cash outflow required to pay for imported supplies denominated in a foreign currency.
E) None of these.

Answers

The answer to this is absolutely none of these

A firm produces goods for which substitute goods are produced in all countries. Appreciation of the firm’s local currency should none of these. Thus, option (e) is correct.

What is firm?

The term firm refers to the company as are main motive to earn profit with increases the sales. The firm are involved in the partners, owner, employees, and workers. The firm are the provided the employment and the generating the profit.

According to the firm was the produces goods for the sale in the market, but the substitute goods are produced in all countries. It was the not to based on the increase in local sales, increase the firm’s exports, increase the returns earned and the increase the firm’s cash outflow. There was not too none of these.

As a result, the a firm produces goods for which substitute goods are produced in all countries. Therefore, option (e) is correct.

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a whopping 432,000 square feet in size, which of these fields is larger than the other three combined?

Answers

The field that is larger than the other three fields combined is the polo field.

On average, one polo field measures 275 meters by 146 meters, which is equal to 40,154 squared meters or approximately 432,000 square feet.

This is a very big area if compared with the areas required to play different sports. Here are some of the areas:

Soccer field: The area of a soccer field is approximately 7,140 squared meters or 76854 squared feet.Baseball field:  The area of a baseball field is 14,864 squared meters or 159994 squared feet.Football field: The area of a football field is 5351 squared meters or 57600 squared feet.

Indeed, if you add the three areas (76854 + 159994 + 57600) the total area is 294,448 is still smaller than the area of a polo field.

Note: This question is incomplete because the options are missing; here is the missing part:

Soccer fieldBaseball fieldPolo fieldFootball field

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According to the table, what is Omar’s bank balance? $761. 25 $810. 30 $814. 75 $1,186. 25.

Answers

Omar's bank balance based on the given table is equal to $761.25.

Given the following data:

Pharmacy (debited) = $15.20Rent (debited) = 425.00Dinner (debited) = $22.30Movie tickets (debited) = $26.70Paycheck (credited) = $1,015.50Initial balance = $219.80

To calculate Omar's bank balance based on the given table:

First of all, we would determine the total amount that was debited from Omar's account.

[tex]Total\;debit = 15.20+425.00+22.30+26.70[/tex]

Total debit = $474.05

Next, we would solve for his previous balance:

[tex]Previous \;balance = Credit + Initial\;balance\\\\Previous \;balance = 1015.50 + 219.80[/tex]

Previous balance = $1,235.3

Now, we can calculate Omar's bank balance:

[tex]Bank\;balance = Previous\;balance - Total\;debit\\\\Bank\;balance =1235.3 -474.05[/tex]

Bank balance = $761.25

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in what fast food company do this famous tag line belongs " I'm loving 'it"​

Answers

Explanation:

McDonald's

I'm loving it

McDonald’s old jingle I believe

All of the following are examples of labour intensive industry EXCEPT: *
1 point
Psychiatry
teaching
manufacturing
sports coaching

Answers

Answer:

Psychiatry

How?

Teaching is a capital intensive industry as it's depends upon the people and trade.Sports coaching is a industry and it also involves the intention of trade.Manufacturing also has intense of trade.Psychiatry doesn't has the intention of trade so it's the answer

what are some objections that you may hear from a potential employer?

Answers

Some objections that you may hear from a potential employer are :

We may not be able to pay you a salary that is comparable to your last job.I'm concerned you will not fit in with our established teams.

During an interview phase, employer or interviewer usually pose objections which could deter the person being interviewed.

The objections in an interview process should be an opportunity to :

Iron out any difficulties in an application.Put any concerns to bed.Close the deal.

Other commonest objections that you may hear from a potential employer are :

You’ve held a lot of jobs in the past few years, and we’re concerned you might not stick around long.I don't think you have enough experience for the position.I think you may have too much experience for the open position.

However, the idea should be to overcome the objections by responding in a way that defuses the validity of the objection.

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a nation can increase its production possibilities by

Answers

Answer:

Improvement in labor productivity, increase in resources, and technological advancements

Explanation:

In Roger Arnold's text entitled, "Macroeconomics" (2019), a nation can increase its production possibilities and achieve economic growth through an improvement in labor productivity, an increase in its resources, and technological advancements.

A nation is said to be productive efficient if it can produce the maximum amount of goods with its existing resources and technology.  Hence, it is essential for a nation to take advantage of the productive capabilities of its workforce with specialized trade, which could also increase the production of consumer goods and trading of specialized services.

An increase in resources enables a nation to produce greater quantities of military and civilian outputs. Technological advancements also allow a nation to increase its productive capabilities, thereby enabling them to produce goods with a fixed amount of resources, or produce the same amount of output with lesser resources used.  

You took out a $5000 car loan from a bank that is going to charge you month 4% APR for the next 3 years list how much interest you pay for this loan, list how much the loan will cost you overall and your monthly payment for the loan.

Answers

The final values ​​of the loan would be:

The cost of the payment for each month is: $ 138.88 + $ 16.66 = $ 155.54 (interest)The total cost of interest is: $ 600 = $ 200 × 3 years.The total cost of the loan is $ 5000 + $ 600 = $ 5600 (3-year interest)

What is the APR?

APR is an acronym for the percentage interest rate on a loan that a bank charge for each year that the loan is repaid. According to the above, in a loan of $ 5000, we must pay 3 times the 4% because the payment will be made within 3 years.

To know the value of the interest on the loan we must divide the value of the loan by 100 and multiply the result by 4 as shown below:

$ 5000 ÷ 100 = $ 50$ 50 × 4 = $ 200

According to the above, the value of the interest is $ 200. To know the total value of the interest we must multiply $ 200 by the years that we are going to pay the loan as shown below:

$ 200 × 3 = $ 600

Finally, to know how much we must pay each month we must divide the total value of the loan by the number of months that we are going to pay the loan. On the other hand, we must divide the total value of the interest by the number of months that we are going to pay the loan and add it to the total value of each month as shown below:

$ 5000 ÷ 36 = $ 138.88$ 600 ÷ 36 = $ 16.66138.88 + $ 16.66 = $ 155.54

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Pretend you are a highschool student who makes minimum wage. You want to buy a new car, but you are $10,000 short. You are looking at the two loans identified below. Explain which loan is more appealing and why you would choose that over the other. Use details to support your answer.


Thanks for the help!!!​

Answers

Firstly, Loan A has a lower interest rate (0.25% lower) and therefore the interest payed is lower ($209.49 cheaper) and of course the total paid is lower for Loan A.

The benefit of Loan B is the term of payment is longer and the monthly repayments are lower. This could be good for someone working minimum wage due to having a low income.

In conclusion, I think Loan A would be better due to the interest being lower which is always a plus for loans.

Discuss five of the essential components of the venture formation process.

Answers

Answer: It is useful to break the entrepreneurial process into five phases: idea generation, opportunity evaluation, planning, company formation/launch and growth.

Liam has purchased a fee-for-service health insurance plan from Leroux Health Insurance. Plan A includes a $248. 00 monthly premium and an annual deductible of $5,500. 00 (not including co-pays). Liam is a fairly healthy young man. He visits his primary care physician three times a year on scheduled visits. He sees a chiropractic specialist every week to help with lower back pain. He has no current prescriptions that need refilling regularly. Assuming Liam maintains his regular visits with his primary care physician and his chiropractor, and avoids any trips to the emergency room or urgent care, how much will Liam pay in health care related fees this year? Leroux Health Insurance Plan A Cost: Monthly Premium: $248. 00 Annual Deductible: $5,500. 00 Co-pays: Brand-name Prescriptions $35. 00 Generic Prescriptions $15. 00 Visits: Primary Care Physician: $40. 00 Specialist: $60. 00 Urgent Care: $125. 00 Emergency Room: $325. 00 a. $716. 00 b. $3,816. 00 c. $5,500. 00 d. $6,216. 0.

Answers

Liam would have to pay $6216 in health care related fees this year. Option D is right

The total expenses that Liam's health would incur are:

Monthly premium at 248 * 12 months in a year

= 2976

52 visits to the specialist at 60 dollars

= 52*60

= $3120

3 Visits to the primary care physician at 40 dollars

= 3*40

= $120

Then Liam's total expenses would be =

$2976 + $120 + $3120

= $6216

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