The Future value function is used to determine information such as how much money can be earned in an investment with a specific interest rate and over a specific period of time.
What is future value?The future value is what money invested today will become over time at a rate of interest. It can be used to determine the future value of a lump sum or a specified amount.
It is to be noted that the FV function calculate the future value of a series of equal payments or an annuity.
Hence, the Future value function is used to determine information such as how much money can be earned in an investment with a specific interest rate and over a specific period of time.
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company's _____ cash flows reflect whether its cash flows from business operations can cover its everyday cash outflows.
Answer:
A company's operating cash flows reflect whether its cash flows from business operations can cover its everyday cash outflows.
Explanation:
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Jessie is designing a new style of bracelet to sell at school to raise money for fbla. She has sold so many bracelets that she has assigned other members of fbla to assist her in making the bracelets. Which production activity step is this?.
Answer:
recruiting/hiring
Explanation:
i dont know its just a guess
In what way does a deductible help an insurance company?
It adds to the company’s pool of funds.
It increases consumers' insurance premiums.
It lowers the payout the company has to make.
It reduces consumers' co-payments.
Answer: It lowers the payout
A deductible helps an insurance company by lowering the payout the company has to make. A deductible is the amount of money that the policyholder is responsible for paying before the insurance company starts to pay for covered expenses. The correct option is C.
What are insurance company types?Accident and health insurers, property and casualty insurers, and financial guarantors are some of the biggest subcategories of insurance firms. Auto, health, homeowners, and life insurance coverage are the most typical forms of personal insurance.
By requiring policyholders to pay a deductible, the insurance company is able to reduce the amount it has to pay out for claims. This is because the policyholder is sharing some of the cost of the covered expenses.
By lowering the amount the insurance company has to pay out, the company is able to keep its premiums lower, which can make the insurance policy more affordable for consumers.
Thus, the ideal selection is option C.
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Insurance policies are not drawn up through negotiations, and an insured has little to say about its provisions. What contract characteristic does this describe
The characteristics of a contract that's illustrated by the insurance is known as adhesion.
What is an insurance?It should be noted that an insurance simply means a form of protection against risk management.
In this case, the fact that Insurance policies are not drawn up through negotiations, and an insured has little to say about its provisions is known as adhesion.
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Scenario:
At the age of 23, from your monthly income, you find that even after putting money in your
emergency fund, paying all of your bills, and saving a little money for your vacation this summer,
you have $350 each month leftover. In this project, you'll assemble an investment strategy.
The best strategy would be to invest in a property and then rent it to recover our investment and obtain additional profits.
What is an inversion strategy?An investment strategy is an organized method of investing money in a business and making a profit in the future. This strategy allows us to organize our ideas to establish the best option that is within our reach to make the most of our investment.
What investment strategy should we use in this case?In this case, taking into account that we no longer have pending obligations to pay, we can have $350. In this way, we can look for a property that can be paid in installments and acquire it.
Once we have paid the total value of our property, we can lease it, recover our investment and earn in the medium term.
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Batini goes to an appliance store to purchase a refrigerator. After comparing the technical features, prices, and durability of the various brands of refrigerators available, she purchases the cheapest and smallest in size. In this case, Batini has purchased a _____.
In this case, Batini has purchased a shopping product.
What is shopping product?Shopping products can be defined as the products or items or products a consumers purchase less regularly and buyer of this product tend to buy this product after comparing the features, cost with other products by choosing the less costly products.
Consumers who buys shopping product often need time and effort to decide on either to buy the product or not as the consumer compare different available product based on the costs and features.
Inconclusion In this case, Batini has purchased a shopping product.
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You have a credit card account with a previous balance of $635. You added two additional purchases for $75 and $50 during this billing period. You made a payment of $150. Your APR is 16. 5%. Using the adjusted balance method, what is your new balance?
The new balance of the credit card account using the adjusted balance method is $618.39.
What is the adjusted balance method?The adjusted balance method is a credit card accounting method that bases finance charges on the adjusted ending balance of the account.
This implies that the finance charge is computed on the amount the cardholder owes at the end of the current billing cycle after posting both credits and payments to the account.
Data and Calculations:Beginning balance $635
Purchases 75
Purchases 50
Payment (150)
Adjusted balance $610
Finance Charges 8.39 ($610 x 16.5% x 1/12)
Ending balance $618.39
Thus, the new balance of the credit card account using the adjusted balance method is $618.39.
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Joe feels he is not fairly compensated for his efforts and contribution to the company. His next step might be to
Answer:
Probably quit or ask for a promotion
Explanation:
If his role in the business is minor, and he wants to help the company, he might quit and find another, or ask for a promotion so that he can help the company better. If it's the CEO or manager, he might abandon the company or even ask somebody for advice or help.
When a firm produces only a single product or service and attempts to sell it to two or more market segments, it avoids
When a firm produces only a single product or service and attempts to sell it to two or more market segments, it avoids the added costs of developing and creating additional categories of the product. This is an example of one product and multiple market segments.
What is one product and multiple market segment situations?This is a situation where a business targets more than one market at a time using one product.
Multiple-segment marketing is the process of dividing a target market into various segments to that each segment can be targeted using a different approach.
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A collection of individual vendors who come together in a location on a specific day to offer goods and services is a
Answer:
A market system
Explanation:
What's a down payment?
Answer:
Down payment is a partial payment for the purchase of expensive things like a house or a car
Answer:
A down payment is the cash you pay upfront to make a large purchase, such as a car or a home etc.
Explanation:
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A firm using a(n) _____ essentially adopts a mass-market philosophy, viewing the market as one big market with no individual segments.
A firm using an undifferentiated target strategy is essentially adopts a mass-market philosophy, viewing the market as one big market with no individual segments.
What is target strategy?It involves selecting potential customers that have been identified for a target market.
This people are the individual that a business wish to sell products or services..
Therefore, A firm using an undifferentiated target strategy is essentially adopts a mass-market philosophy, viewing the market as one big market with no individual segments.
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Suppose you own a house that you are renting out to a group of college students for the 10 month academic year. You are charging $1000 per month in rent. You will collect the first rent payment today and then on the 1st of the month each month thereafter. What is the value of this investment opportunity to you today if you could reinvest your income at an annualized rate of 6%
The value of this investment opportunity to you today is $9730.42.
What is the value of the investment today?The first step is to determine the future value of the investment. The formula that can be used to determine the future value is:
Amount x annuity factor
Annuity factor = {[(1+r)^n] - 1} / r
Where:
r = interest rate = 6% /12 = 0.5%n = number of years = 101000 x {[1.005^10] - 1 / 0.005 = 10,228.03
Now determine the present value
10,228.03 / (1.005^10) = $9730.42
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You own a tax-preparation company with ten employees who prepare tax returns. In walking around the office, you notice that several of your employees spend a lot of time making personal use of their computers, checking personal e-mails, or shopping online. After doing an Internet search on employer computer monitoring, respond to these questions: Is it unethical for your employees to use their work computers for personal activities? 1. Is it ethical for you to monitor computer usage? 2. Do you have a legal right to do it? 3. If you decide to monitor computer usage in the future, what rules would you make, and how would you enforce them?
It can be deduced that it's unethical for your employees to use their work computers for personal activities?
What is ethics?It should be noted that ethics simply means the principle of knowing what is right from what is wrong.
In this case, it's unethical for your employees to use their work computers for personal activities. This isn't appropriate.
Furthermore, it's ethical for you to monitor computer usage. This is necessary to checkmate the activities of the employees.
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Newell, the maker of a range of household and office products, acquired Jarden that made a range of similar household products. The combined firm lost significant sales and destroyed a significant amount of shareholder value. This is an example of a failed diversification effort.
It is true that when the combined firm lost significant sales and destroyed a significant amount of shareholder value is an example of a failed diversification effort.
What is a failed diversification effort?A failed diversification effort refers to a situation whereby the attempt to diverify the firm failed, leading to a loss.
The main reasons that diversification fails is because the businesses do not have the right strategy in place.
In conclusion, the firm has experienced a failed diversification effort because of the failure.
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The ____ is used to collect information directly from the end users and business managers. a. system log session b. data management session c. facilitated data-gathering session d. BIA questionnaire
Answer:
C.facilitated data-gathering session
Explanation:
It is the common technique that is gathering information from the business managers and end users.
Companies sometimes convert receivables to cash before they are due by selling them or using them as security for a loan. The reasons that a company may convert receivables before their due date include:
The reasons that a company may convert receivables before their due date include: To reduce risk of nonpayment and to quickly generate cash.
What is account receivable?Account receivable can be defined as the money or cash a company is yet to receive for selling goods and services to their customers or vendors.
The reason why companies tend to convert their receivable into cash is to decrease the risk of nonpayment by the customers owing them as well as to quickly generate revenue.
Inconclusion company may convert receivables before their due date include: To reduce risk of nonpayment and to quickly generate cash.
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Answer:
- The company does not want to deal with collecting receivables
- The company needs cash
Explanation:
If $25,000 of fixed costs will be eliminated by discontinuing the Sporty line, how will operating income be affected
When $25,000 of fixed costs will be eliminated by discontinuing, the operating income will increase by $5000.
How to calculate the operating income?From the complete information given, the impact on operating income will be calculated thus:
= Savings fixed cost - Loss on contribution margin
= $25000 - $20000
= $5000
Therefore, the operating income will increase by $5000.
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The ________ fund is a Governmental fund that accounts for most of the basic services by the government
The controllable variables the company puts together to satisfy a target group are referred to as the:
True or false: Forces that are considered controllable in domestic markets may be uncontrollable in international markets.
Answer:
True.
Explanation:
Factors such as competition, political and legal forces, and economic climate would all be classified as uncontrollable elements.
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While the four Ps help us remember the basics components of the __________, they don't reveal all the components in the marketing process.
Despite that 4Ps helped to remember the basics components of the marketing mix, they do not reveal all the components in the marketing process.
What is Marketing 4Ps?The Marketing 4Ps is an economic model that enhances the components of a firm "marketing mix", that is, they enhance the way firm take a new product or service to market.
The Marketing 4Ps includes price, product, promotion and place.
However, the marketing mix does not reveal all the components in the marketing process.
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A telemarketing company set a series of sales goals for its employees. Every time employees reach one of the goals, they receive a bonus. Which type of reward is this
Based on the information given the type of reward is: Continuous reward.
What is Continuous reward?Continuous reward can be defined as the type of reward a person or an individual get each time or every time they perform well.
Based on the given scenario the type of reward given to the employee by the company is called continuous reward because the employee are given bonus each time they reach one of the company goals.
Inconclusion the type of reward is: Continuous reward.
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The primary cost associated with the level production strategy is the cost ofA.holding inventory.B.hiring and firing workers.C.overtime.D.outsourcing (subcontracting)
Answer:
The primary cost associated with the level production strategy is the cost of
A.holding inventory.
Effective project managers have to be able to deal with the contradictory nature of their work. Knowing when to intervene and resolve stalemates involves a(n) _____ contradiction
Effective project managers have to be able to deal with the contradictory nature of their work. Knowing when to intervene and resolve stalemates involves a resolution of contradiction.
What is resolution of contradiction?Contradiction occur when ideas are not in synergy i.e two people or some individual not agree over an issue, resolution is ability to resolve these contradictions when they occur.
There, Knowing when to intervene and resolve stalemates involves resolution of contradiction.
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On October 25, Yacht Doc received $200,000 for a yacht valued at $180,000 and a 4-month service contract. During November, the yacht was delivered and 1 month of the service contract was performed. The remaining services are to be performed evenly over the next 3 months. What is the entry Yacht Doc should record on October 25
The entry that Yacht Doc should make on October 25 is a $200,000 credit to Unearned revenue and a $200,000 debit to Cash.
What is unearned revenue?This is an account that includes amounts that a company has received goods it hasn't sold or services it hasn't given out yet.
Yacht Doc had not yet delivered the yacht nor provided any services and yet they were paid. This will therefore go to the unearned revenue account as a credit because this is a liability account.
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When the company assigns factory labor costs to jobs, the direct labor cost is debited to.
Answer:
work in process inventory
The direct labor costs refers to the costs that is incurred by a company which has to do with the payment to the employees involved in the production activities of the company.
When a company assigns factory labor costs to jobs, then the direct labor cost is debited to the work in process inventory.
stock of ongoing projects .The term "direct labor costs" refers to expenses a business incurs related to compensating staff members who work in its manufacturing operations.
What do you know about factory labor costs?The sum of your company's expenditures on workers is, in essence, what is referred to as labor cost in the manufacturing sector. Hourly and salaried employee salaries are included in the total, along with employee taxes, bonuses, and additional expenses unique to the organization, including employee compensation plans.
A worker who performs skilled or unskilled work in a factory or mill, typically for a daily salary, and who is primarily involved in the production division is referred to as factory labor.
The percentage of labor costs as a percentage of the company's overall revenue for a given time period is known as the labor cost percentage. It represents how much the business spends on benefits and salaries.
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HELP PLEASE DUE IN 30 MIN ASAP I will give Brainliest...Think of examples of new words that have been made up in your lifetime. Think of words whose meanings have changed over time. Why do we change the meanings of words? Who benefits? Who loses? Offer a Biblical perspective on choosing our words and how our words impact others.
Hi! I'm not really sure what "have been made up in your lifetime" mean, so I'm just gonna assume that it means words that have been created in your generation
Examples of new words: Meme, jegging
Examples of words with changed meanings: Silly (original meaning: blessed with worthiness), leech (original meaning: doctor)
The meaning of the words change over time because new generations lead to new ideas
Who benefits: The newer generations because they can communicate easily with newly made slangs, etc.
Who loses: The older generations because they have would then have absolutely no idea what the newer generations are talking about
(Example: Person 1: Woah that skateboard is sick!
The guy from the 1700s: No it's not. It's a skateboard, are you mental?)
and i'm not sure about the biblical perspective, sorry about that
anyways, hope this helped !
In 2008, Cameron began his career with SBC. His starting salary was $32,000. By 2012, his salary increased to $35,000. If the CPI was 100.0 in 2008 and 107.5 in 2012, Cameron's 2012 real income is Question 40 options: $32,000.
Based on the CPI in 2008 and 2012, Cameron's 2012 real income is $34,400.
What is real income?The real income is the inflation-adjusted income. It is not the same as the nominal income.
For instance, Cameron's nominal income in 2012 is $35,000, but the inflation-adjusted (CPI) real income should be $34,400 based on his starting salary of $32,000 in 2008.
Data and Calculations:Starting salary in 2008 = $32,000
Salary in 2012 = $35,000
Consumer Price Index (CPI) in 2008 = 100.0
Consumer Price Index (CPI) in 2012 = 107.5
CPI adjusted salary in 2012 should be (real income) = $34,400 ($32,000 x 107.5/100.0)
Thus, based on the CPI in 2008 and 2012, Cameron's 2012 real income is $34,400.
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Entrepreneurs start a business with the desire to grow the business and generate wealth while start a business that will stay small, allowing them to have a balanced lifestyle and the ability to do the kind of work they want to do.