This agency is responsible, through its Division of Financial Institutions, for ensuring that each state-chartered financial institution is safe to use and for enforcing the state’s bank regulations

Answers

Answer 1

The FDIC is the body that is responsible for ensuring that the banks of the US are safe to use.

What is the FDIC?

This is the federal regulator of banks in the United states. This body helps to ensure that insured banks and savings associations are supervised.

It stands fully for Federal Deposit Insurance Corporation. It also helps to protect the customers of the banks.

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Related Questions

The three primary reasons startups need funding are _____.
A. cash flow challenges, capital investments, and lengthy product development cycles
B. business research, cash flow challenges, and costs associated with building a brand
C. bonuses for members of the new venture team, attorney fees, and lengthy product development cycles
D. attorney fees, capital investments, and marketing research
E. bonuses for members of the new venture team, marketing research, and personnel costs

Answers

The three key reasons startups require funding are attorney fees, capital investments, and marketing research.

What is a Start-up?

A startup is a company that is still in its initial stage of operation. The initial stages of operation require significant investment in attorney fees, Capital investment, and marketing research.

In most cases, a startup is created by one or more entrepreneurs who have a vision or a goal to solve a business problem.

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Which inventory costing method uses the oldest cost for cost of goods sold on the income statement and the newest cost for inventory on the balance sheet?.

Answers

Answer:

the method used for the oldest cost is FIFO (first in first out)

Why might someone want to file a tax return even if they dont meet the minimum income requirement

Answers

A taxpayer might want to file a tax return because they want to ensure they pay necessary tax as when due.

What is a filing of tax return?

A  tax return basically means the forms filed with the tax authority by a taxpayer that entails his/her income, expenses, tax information etc.

The filing of tax return allow the taxpayers to:

calculate their tax liabilityschedule tax paymentsrequest refunds etc

However, a taxpayer might want to file a tax return even if they dont meet the minimum income requirement because they want to ensure they pay necessary tax as when due.

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Which resource management activity identifies and verifies?.

Answers

Answer:

different kinds of buisness vary

Explanation:

According to _____, those who dominate the world economy penetrate the economies of low-income countries because workers depend on external markets for jobs.

Answers

Answer:

world-systems theory

Explanation:

world-systems theory is a multidisciplinary approach to world history and social change.

Answer:

world-systems Explanation<3:

world-systems theory is a multidisciplinary approach to world history and social change.<333

Suppose the demand for books goes down when the price of video games goes down. We can say that these two goods are

Answers

Answer:

jointly demand because with the absence one the other can not be used

Your company is introducing a new line of activewear for teenagers and invites the members of the high school track team to a private showing of the line. This group consists of __________ for activewear clothing.

Answers

It can be deduced that the group consists of opinion leaders for activewear clothing.

What are opinion leaders?

It should be noted that opinion leaders are the individuals that are experts within a particular industry.

In this case, the company invites the members of the high school track team to a private showing of the line and this group consists of the opinion leaders.

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Prices for common vegetables tend to be elastic. Why?.

Answers

Demand elasticity is the extent to which a change in price causes a change in the quantity demanded. Prices for common vegetables tend to be elastic. Why? because other vegetables are available.

Self-motivation is a very important quality that employers look for. Being ready to complete assigned tasks without having to be told and working hard are factors in a successful career. Explain why being careful to pick our career path can help us maintain motivation when we enter the work force.

Answers

You are motivated by what you are passionate about. Making sure you pursue the correct line of work is detrimental if you want to have more self motivation.

Answer: Thanks i needed that

Explanation:

Francesca Brown has a life insurance policy that provides her with protection for the next five years. However, she can get five more years of protection at the end of this term without having to have a medical examination because she will be less than 70 years old at that time. Her premiums will rise during each five-year period. What type of term life insurance does Francesca likely have

Answers

Answer:

RENEWABLE TERM INSURANCE

Explanation:

For the pizza seller whose marginal, average variable, and average total cost curves are shown in the graph below, what is the profit-maximizing level of output and how much profit will this producer earn if the price of pizza is $2. 50 per slice?.

Answers

Based on the prize of the pizza and the profit maximizing level, the profit at this point would be $550.

What would be the profit?

First find the profit maximizing point which is:

Price = Marginal cost

At a price and marginal cost of $2.50, the quantity sold is 550 slices.

The profit is therefore:

= (price x quantity) - Average cost x Quantity

= (2.50 x 550) - (1.50 x 550)

= $550

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Economists define and measure economic growth as ______.

Answers

Answer:

Economists define economic growth as an increase in real GDP occurring over some time period or an increase in real GDP per capita occurring over some time period.

how can community participation benefits south african ?​

Answers

Answer:

Participa- tory or community-driven development is advocated on the basis that, among other advantages, it can reduce information problems for development planners and beneficiaries, increase the resources available to poor people

what is the frist step a whistlblower should take before choosing to report on a company misdeeds

Answers

What is the first step a whistleblower should take before choosing to report on a company's misdeeds? 1) Consult an attorney. 2) Secure financial savings. 3) Quit his or her position at the company.

Which sentence best completes the diagram?

A. Investors are more likely to purchase bonds.
B. Investors are less likely to purchase bonds.
C. Banks are less likely to lend money.
D. Banks are more likely to lend money.

Answers

When a central bank raises interest rates on reserves, C. Banks are less likely to lend money.

What are the effects of increased interest rates on reserves?

Increased interest rates affect reserves by discouraging banks from lending.

When interest rates increase, they cause:

A decrease in inflationGoods and services become more expensiveBorrowing money becomes more costly.

Thus, when a central bank raises interest rates on reserves, C. Banks are less likely to lend money.

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#SPJ1

Credit bureaus report credit information in order to:
A. educate the public about interest rates.
B. help lenders make informed decisions.
C. help borrowers choose a lender.
D. help borrowers find easy credit.
SUBMIT

Answers

Answer:

A. educate the public about interest rates.

Answer: b. help lenders make informed decisions.

Explanation:

i took the quiz.

Daniel is writing a letter to the editor of the local newspaper. He is encouraging citizens to join him in expressing his like of city funds supporting a local nonprofit organization. Daniel is ______. lobbying controlling advocating advertising

Answers

Daniel is B. advocating by writing a letter to the editor of the local newspaper, encouraging citizens to express their like of city funds for the support of a local nonprofit organization.

What is advocating?

Advocating is a public recommendation.  It is different from lobbying, controlling, or advertising.

Thus, since Daniel is using his letter to the editor of the local newspaper to encourage other citizens to support his views, he is engaged in advocacy.

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The Marketing Plan identifies all but which of the following:A.necessary market shareB.qualityC.flexibilityD.resourcesE.targeted market segments

Answers

The answer would have to be E because not marketing plan identifies as targeted market segments

How to calculate working days in excel excluding weekends and holidays.

Answers

Answer:

To add days excluding weekends, you can do as below: Select a blank cell and type this formula =WORKDAY(A2,B2), and press Enter key to get result. Tip: In the formula, A2 is the start date, B2 is the days you want to add. Now the end date which add 45 business days excluding weekends has been shown.

The term used to describe a debt secured by a bidder for the purpose of providing a guarantee that the successful bidder will accept the contract once awarded, is known as.

Answers

A bid bond is a debt secured by a bidder for the purpose of providing a guarantee that the successful bidder will accept the contract once awarded.

What is a bid bond?

A bid bond is a guarantee that ensures that approved bidded contractors starts and  finishes a job. This type is usually called a construction bond aimed at protecting  the owner or developer usually in a construction bidding process.

With this bid bond, the successful bidder will know that the developer is under a   financial security and will ensure he follows due processes according to the contract.

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The customer segment known as ______ enjoy testing product prototypes and providing voluntary feedback that companies use to perfect their products.

Answers

Technology enthusiasts enjoy testing prototypes and providing feedback.

What is a customer segment?

These are groups of customers that share common characteristics. Customers are classified based on criteria such as:

AgeNationalityPreferencesMarital statusOccupation

What are technology enthusiasts?

This customer segment refers to customers that enjoy technology, due to this, these customers:

Prefer innovative products.Love to try new prototypes.Provide feedback to improve technology.

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Jenna began the year with a tax basis of $26,000 in her partnership interest. Her share of partnership debt consists of $8,000 of recourse debt and $15,000 of nonrecourse debt at the beginning of the year and $8,000 of recourse debt and $20,000 of nonrecourse debt at the end of the year. During the year, she was allocated $44,000 of partnership ordinary business loss. Jenna does not materially participate in this partnership, and she has $7,000 of passive income from other sources. A) How much of Jenna’s loss is limited by her tax basis?

B) How much of Jenna’s loss is further limited by her at-risk amount?

C) How much of Jenna’s loss is further limited by the passive activity loss rules?

Answers

The amount of loss limited by Jenna’s tax basis is $18,000; the amount of Jenna’s loss that is further limited by her at-risk amount is $15,000; and the amount of Jenna’s loss that is further limited by the passive activity loss rules is $4,000.

Calculations of The Amount of Loss Limited Tax Basis, At-Risk Amount, and Passive Activity Loss Rules

A) The amount of loss limited by Jenna’s tax basis can be calculated as follows:

Amount of loss limited by Jenna’s tax basis = Loss allocated to Jena – Jena’s Tax Basis

Amount of loss limited by Jenna’s tax basis = $44,000 - $26,000

Amount of loss limited by Jenna’s tax basis = $18,000

B) The amount of Jenna’s loss that is further limited by her at-risk amount can be calculated as follows:

Amount of Jenna’s loss that is further limited by her at-risk amount = At-risk limitation - Amount of loss limited by Jenna’s tax basis ……………… (1)

Where:

At-risk limitation = Loss allocated to Jena – At-risk amount limitation = Loss allocated to Jena - (Tax basis – Nonrecourse Debt) = $44,000 - ($26,000 - $15,000) = $33,000

Substituting the relevant values into equation (1), we have:

Amount of Jenna’s loss that is further limited by her at-risk amount = $33,000 - $18,000 = $15,000

C) The amount of Jenna’s loss that is further limited by the passive activity loss rules can be calculated as follows:

Amount of Jenna’s loss that is further limited by the passive activity loss rules = At-risk amount limitation - Passive income = Tax basis – Nonrecourse Debt) – Passive income = ($26,000 - $15,000) - $7,000 = $4,000

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Steve Jobs, the founder of Apple, was asked to come back as
Chief Executive in 1997 when the business was making a loss.
Jobs was appointed provide a clearer vision for the business
and to improve its profitability. How easy is it for a Chief
Executive to change a struggling business into a more successful
one? Justify your answer with reference to Apple and/or other
organisations you know.

Answers

There have been many different companies in the past which have suffered from internal / external problems. However they have also recovered because of critical decision-making and also because of strong leaders who have also the skill of being potential visionaries and mavericks. Steve jobs had been replaced by John sculley (who was…show more content…
Howard Schultz and Steve jobs would have taken an authoritarian approach towards the situation their company was in. Their experience and strong-minded will would have led them into taking those essential decisions.

Any large company should have contingency plans, which will enable them to recover from a sudden crisis whether internal or external. The chief executive should have a vision initially created which enables the managers to use and employ in the business. They should be responsible for planning, organising, coordinating and monitoring. However with any firm, a crisis may occur and cause the overall downfall of the company. Some adversities cannot be foreseen e.g. external changes such as social taste, economic negative growth and environmental concerns. It’s relatively easier to deal with internal problems rather than external. Another example of a leader who changed a company’s future is Sir Terry Leahy – Former CEO of Tesco supermarkets. His company struggled previously because there was heavy competition from the 2 main oligopolies – Marks and Spencers and Sainsburys. Under his leadership, Sales quadrupled & Profit levels increased by 6 times to 3.2 Billion in 2010. He had 10 principles which made him a great leader however all his main principles relied upon: goals and corporate objectives for the company, employee well-being and customer satisfaction.
He
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Because of Sarbanes-Oxley, publicly traded companies must develop _____ to assist in maintaining transparency in financial reporting.
a. accountants
b. legal counsel
c. ethics officers
d. ethics programs
e. codes of ethics

Answers

a. accountants

that's the answer, hope it helps

Give any two reasons for the existence of the public sector

Answers

Answer:

to earn government revenue

to create employment

A bond is selling for 95% of par and has an annual coupon rate of 6% and will mature in five years. There are semi-annual coupon payments. Calculate the yield-to-maturity on an annualized basis (APR)

Answers

Based on the selling price, the coupon rate, and the period, the yield to maturity will be 7.2%.

What is the yield to maturity?

This can be found using a financial calculator or Excel worksheet.

Face value = 95% x 1,000

= $950

Coupon amount = 1,000 x 6% / 2 semi annual periods per year

= $30

Period = 5 years x 2

= 10 semi annual periods

Yield to maturity is = 3.6%

Annual yield to maturity:

= 3.6% x 2

= 7.2%

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Using LIFO, the cost of goods sold for the sale of 23 units on August 30 is ____ and the inventory balance at August 30 is _____.

Answers

LIFO is an inventory method where the costs for the most recent goods bought are the first to be expensed.

What is LIFO?

Your information is incomplete. Therefore, an overview will be given. LIFO simply means last in, first out.

LIFO is simply a method that is used to account for inventory. Under LIFO, it should be noted that the costs for the most recent goods bought are the first to be expensed.

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True or false: Poorly written scope statements for new technology lead to errors in estimating times and costs.

Answers

True
hope this helps you

In its financial statements, Pulham Corp. uses the equity method of accounting for its 30% ownership of Angles Corp. At December 31, Year 2, Pulham has a receivable from Angles. How should the receivable be reported in Pulham's Year 2 financial statements

Answers

The receivable be reported in Pulham's Year 2 financial statements as: The total receivable should be disclosed separately.

What is receivable?

Receivable is the money a company is yet to receive or  is expected to receive from their clients or customers for service they render to their client.

Since at the end of December 31, Year 2, Pulham has a receivable from Angles therefore the total receivable should be recorded and disclosed separately in Pulham's Year 2 financial statements.

Inconclusion the total receivable should be disclosed separately.

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What is the purpose of a 1098 tax form?

Answers

Answer: This form is used to report mortgage interest paid for the year. Also, lenders are required to issue Form 1098 when a homeowner has paid $600 or more in mortgage interest during the tax year.

Hope this helps!

Answer:

Form 1098 is used to report mortgage interest paid for the year. Lenders are required to issue Form 1098 when a homeowner has paid $600 or more in mortgage interest during the tax year. To deduct mortgage interest, you must be the primary borrower on the loan, and be actively making payments.

Explanation:

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