Skipping insurance is a bad decision based on the fact that he would have to:
Pay for all the expenses when an accident occur. He would be driving illegally.What is insurance?Insurance coverage help to cover costs or expenses in case of unforeseen circumstances thereby saving costs.
Based on the given scenario skipping car insurance coverage will tend to result in him paying for people injury expenses or car crash injury expenses in a situation where he had an accident that resulted in people be injured.
He would as well have to pay for all the repairs costs of his car or vehicle since his car was not insured.
Inconclusion it is a bad decision as he would have to pay all the expenses when an accident occur and he would be driving illegally.
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difference between qualified and ordinary dividends
Answer:
A qualified dividend is taxed at the capital gains tax rate and ordinary dividends are taxed at standard federal income tax rates. Qualified dividends must meet special requirements put in place by the IRS.
Explanation:
wang wants to purchase a new computer from best buy. after he purchases the computer, the local best buy store notifies the buyer at corporate headquarters through the:
Answer:
Wang wants to purchase a new computer from Best Buy. After he purchases the computer, the local Best Buy store notifies the buyer at corporate headquarters through the
Explanation:
When you miss payments on a loan, creditors:
A. can charge excessively high interest on other customers to make
up the difference.
B. must accept the loss as simply part of doing business.
C. have the right to take measures to get their money back.
D. must declare bankruptcy on the loan, which damages their credit
score.
Answer:
C.
Explanation:
It's obviously not A, because that would lead to a corrupt society. It's not B either, because no one would pay if that were a policy, and it wouldn't be any different than giving out money for free.
C is correct. If a debtor misses payments on a loan, the creditor has the right to transfer the amount due plus interest to the next given payment. The next given payment will cost the debtor the amount due previously, plus interest (for being late), and the amount due that month.
For example, a debtor makes monthly payments of $1,000 to their creditor. If the debtor misses this month's payment (which equates to $1,000), the creditor has the right to move the amount due plus interest to next January.
Generally speaking, interest should be around 10% annually and broken down into monthly charges. So the annual interest rate would be $100, which makes the monthly interest rate $8.33. Next January, the debtor would pay the amount due previously ($1,000), plus interest ($8.33), and the amount due that month ($1,000).
The debtor will need to pay $2008.33 in January.
A lot of people might mistake D as the correct answer, but creditors don't have to declare bankruptcy.
The correct option is C. When you miss payments on a loan, creditors have the right to take measures to get their money back. Normally, the creditor will get in touch with you and let the credit bureaus know about the default.
Who is a creditor?A creditor is a company that extends credit, allowing another company to borrow money that will eventually be repaid. A company that offers goods or services but does not request payment upfront is also considered a creditor because the customer owes the company money for work already completed.
A creditor has a range of alternatives available to it to induce payment if you miss a payment or are unable to pay a debt, including using collection firms. Inability to pay a debt can still have negative effects, such as ruined credit scores and lawsuits, even though debtor's prison is a thing of the past.
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Which finger should you use to type the space bar?
Index finger
Pinkie finger
Ring finger
Thumb
Answer:
thumb should be used to press space bar.
Answer:
Thumb
Explanation:
Your thumbs should rest on the space bar in order to type properly. Therefore, you use your thumbs to type a space.
Felice bought a duplex apartment at a cost of $165,000. Her mortgage payments on the property are $1,520 per month $666 of which can be deducted from her income taxes. Her real estate taxes total $1752 per year, and insurance costs $1464 per year. She estimates that she will spend $1230 each year per apartment for maintenance, replacing appliances, and other.costs. The tenants will pay for all Utilities What must she charge to more $2550 in profit each year? (Do not round intermediate calculations. Round your answer to 2 decimal places. Ignore any tax effects.)
Rant per paiment ________________.
The Rent per apartment Felice should charge is the PITI plus expected profit, (where PITI is principal, interest, taxes, and insurance) which is $8,516.
Data and Calculations:
Cost of a Duplex Apartment = $165,000
Monthly mortgage payments = $1,520
Deductible mortgage payment = $666
Annual Real Estate Taxes = $1,752
Annual Insurance costs = $1,464
Annual Maintenance costs = $1,230
Annual profit expected = $2,550
Rent to charge = PITI + Profit
= $8,516 ($1,520 - $1,752 - $1,464 - $1,230 + $2,550)
Thus, the Rent per apartment Felice should charge is the PITI plus expected profit, (where PITI is principal, interest, taxes, and insurance) which is $8,516.
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Hannah, age 65, is retiring today. Hannah would like $100,000 per year in retirement income. If the invested assets to gross pay benchmark is 16:1, how much should Hannah have saved for retirement according to the invested assets to gross pay benchmark
Based on the information given, the amount that Hannah will have saved for retirement will be $1,600,000.
From the information given, it was stated that Hannah would like $100,000 per year in retirement income and that the invested assets to gross pay benchmark is 16:1.
Therefore, the amount that'll have been saved will be:
= 16/1 × $100,000
= $1,600,000
In conclusion, the correct option is $1,600,000.
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Please help this is the final.
Identify a minimum of two ways companies compete for your money. In a minimum of five sentences each, explain in what way each of those tactics has been proven to be successful.
Answer:
here's your answer below
Explanation:
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.
Answer:
They compete by giving better bundels or lowering prices.
Explanation:
They do that because people usually want a better price so if their the same thing then someone would want to go to a store with cheaper options.
Read the excerpts and answer the question that follows. Once in a Lifetime by Jhumpa Lahiri (excerpt) My feelings were complicated by the fact that, until rather recently, to my great shame, I’d regularly slept with my parents on the cot in their room, and not in the room where I kept my clothes and things. My mother considered the idea of a child sleeping alone a cruel American practice, and therefore did not encourage it, even when we had the space. She told me that she had slept in the same bed as her parents until the day she was married and that this was perfectly normal. But I knew that it was not normal, not what my friends at school did, and that they would ridicule me if they knew. Freeway 280 by Lorna Dee Cervantes (excerpt) I scramble over the wire fence that would have kept me out. Once, I wanted out, wanted the rigid lanes to take me to a place without sun, without the smell of tomatoes burning on swing shift in the greasy summer air. Maybe it's here en los campos e
The description that details the difference in both excerpts is that Hema's identity was influenced by her parents whereas the speaker of Freeway 280 is searching for her identity.
The narrator stated that her mother considered the idea of a child sleeping alone a cruel American practice, and therefore did not encourage it.
The above showed that the narrator was influenced by her mother. On the other hand, the speaker of Freeway 280 is searching for her identity.
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Answer: C. Hema's identity is influenced by her parents, whereas the speaker of "Freeway 280" is searching for her identity.
Explanation: Just took the test and got 100%:)
Should the United States pass a balanced budget amendment? Explain your answer.
Write one or two paragraphs stating your position. In your argument, include your opinion on the merits of a balanced budget amendment. Support your response with logical reasons and examples
Answer:
There is no balanced budget provision in the U.S. Constitution, so the federal government is not required to have a balanced budget and Congress usually does not pass one. Several proposed amendments to the U.S. Constitution would require a balanced budget, but none have been enacted.
Austin is starting his first job at the local bowling alley. What can Austin do to make a good first impression on his first day of work?
Arrive to work late.
Be kind to customers.
Criticize his co-workers.
Invite his friends to visit him at work.
Answer:
Be kind to customers
Explanation:
Be kind to customers because when a customer is well treated the customer will intend to come often
the narrowest official definition of the money supply is
A customer buys 17. 01 in gas and requests one five dollar [$5] lottery ticket, two one dollar [$1] lottery tickets, and one [$3] lottery ticket. He gives you two winning tickets to be redeemed: one for ($5) and the other for ($2). How much change would he receive from a $100 bill?.
The customer will receive $79.99 as change in exchange for a $100 note the person gave to the shop owner. The amount is derived as a result of a series of transactions carried out by the customer.
The customer did multiple transactions during the course of the visit to the shop. The customer's transactions also involve buying stuff as well as redeeming the coupon codes won by the customer.
Currency Exchange The customer is given to have purchased gas amounting to $17.01, after which the customer has bought lottery tickets of different denominations. The customer purchased tickets worth $10. After the purchase of lottery tickets, the customer displayed and produced the previous lottery tickets for redemptions, as he had won the lotteries on both the tickets worth $7.The change received by the customer can be calculated with the help of using the following formula, where the customer gave $100 note to the shopkeeper. [tex]\rm Change\ Received= Money\ Given- (Purchase\ of\ Gas+ Purchase\ of\ Lottery\ Tickets- Redemption\ of\ Lottery\ Tickets)[/tex]Now putting the values in the formula, we get,[tex]\rm Change\ Received= 100- (17.01+5+1+1+3-2-5)\\\\\\\\\rm Change\ Received= \$100- \$20.1\\\\\\\\\rm Change\ Received= \$79.99[/tex]So we have concluded that the customer will receive $79.99 as change. Hence, the correct amount of change received by the customer for the period is $79.99.
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which characteristic would concern an auditor about the risk of material misstatements arising from fraudulent financial reporting
Based on the information given, the characteristic that would concern the auditor is professional skepticism.
It should be noted that professional skepticism simply means an attitude that includes an questioning mind and the critical assessment of an audit evidence.
Professional skepticism would concern an auditor about the risk of material misstatements arising from fraudulent financial reporting.
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The extended warranty on a ceiling fan is 18% of the purchase price. If the price of the fan is $140, how much is the warranty? a. $7. 78 b. $25. 20 c. $18. 72 d. $12. 86.
Answer:
holi es la l D hojala te pueda ayudar con todo corazón
A real estate licensee typically allows the licensee to A) give tax advice to a prospective purchaser of real estate. B) provide legal advice to clients but not customers. C) represent clients and customers in residential or commercial property transactions, but not both. D) specialize in any category of real property.
C) represent clients and customers in residential or commercial property transactions, but not both.
A real estate licensee refers to an individual who holds an active license as a real estate broker, principal real estate broker or licensed real estate property manager.
A real estate licensee has permission to enter into a property they represent with the general public. This means that the owner of the real estate grant the agent his or permission to make use of the land.
Other duties of a real estate licensee are :
Determining clients’ needs and financials abilities to propose solutions that suit them.Providing guidance and assisting sellers and buyers in marketing and purchasing property for the right price under the best terms.Learn more about real estate licensee here : https://brainly.com/question/25506644
The thing which a real estate license allows the licensee to be able to perform is to:
D) Specialize in any category of real property.Real Estate licenseeA real estate licensee is a person who has the legal backing to be able to show prospective home owners various house listings and to also help them make a choice.
With this in mind, when a licensee becomes legal, that is has the backing of the government, then he can be allowed to specialise in any category of real property such as:
ResidentialCommercialRaw land, etcTherefore, the correct answer is option D
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You took out a $5000 car loan from a bank that is going to charge you month 4% APR for the next 3 years list how much interest you pay for this loan, list how much the loan will cost you overall and your monthly payment for the loan.
The final values of the loan would be:
The cost of the payment for each month is: $ 138.88 + $ 16.66 = $ 155.54 (interest)The total cost of interest is: $ 600 = $ 200 × 3 years.The total cost of the loan is $ 5000 + $ 600 = $ 5600 (3-year interest)What is the APR?APR is an acronym for the percentage interest rate on a loan that a bank charge for each year that the loan is repaid. According to the above, in a loan of $ 5000, we must pay 3 times the 4% because the payment will be made within 3 years.
To know the value of the interest on the loan we must divide the value of the loan by 100 and multiply the result by 4 as shown below:
$ 5000 ÷ 100 = $ 50$ 50 × 4 = $ 200According to the above, the value of the interest is $ 200. To know the total value of the interest we must multiply $ 200 by the years that we are going to pay the loan as shown below:
$ 200 × 3 = $ 600Finally, to know how much we must pay each month we must divide the total value of the loan by the number of months that we are going to pay the loan. On the other hand, we must divide the total value of the interest by the number of months that we are going to pay the loan and add it to the total value of each month as shown below:
$ 5000 ÷ 36 = $ 138.88$ 600 ÷ 36 = $ 16.66138.88 + $ 16.66 = $ 155.54Learn more about APR in: https://brainly.com/question/8846837
Write a paragraph talking about what happens through out a work day 
Answer:
I fulfilled management tasks of opening and closing the facility, as well as overseeing a staff of seven individuals. Throughout the day I completed various administrative duties as well, including answering phones, drafting documents and emails, filing, and greeting customers.
u can also use this if u like
I fulfilled control tasks of beginning and closing the facility, as well as overseeing a body of workers of seven people. in the course of the day I completed numerous administrative duties as properly, together with answering telephones, drafting files and emails, submitting, and greeting customers.
Explanation:
What ratio determines whether a borrower will manage monthly debt payments?
Answer:SI
Explanation:Pabloooo
Help please.
You have just been hired by a firm in a large city. The organization has two locations with office buildings of four stories or less. It employs about sixty people. As part of your new job, you have been asked to draft a new company safety policy, because the one in place is several years old and no longer useful.
Assignment Directions.
Part 1. Write a short one-paragraph (less than 150 words) introduction to the policy. Be sure to address your audienc
Part 2. construct a table of contents
Part 3. Write an outline of the topics covered in your policy.
Assignment Guidelines.
Be titled: (insert fictional company name here) Workplace Saftey Policy and Procedure.
Include a minimum of seven and maximum of ten main topics in your policy outline.
Answer:
HEALTH AND SAFETY STATEMENT
1. This is how this organization will manage its health and saftey responsibillities
2. We will manage health and saftey by...
2.1 Controlling the saftey risks at work.
2.2 Involving employes on health and saftey issues that affect them
2.3 Making sure any equipment used is clean, and safe
2.4 Make sure to be careful with dangerous substances and have them secured
2.5 Don't speak with anybody on the outside about the job so nothing happens
Explanation:
I tried man
To write a new safety policy for the company, it is necessary to guarantee the compliance of information for all 60 employees, through information through different channels, such as meetings, e-mails, information panel, etc.
Assuming your safety policy is targeted at a textile industry, the statement could be:
YXZ Textile Clothing Workplace Safety Policy and Procedure:All employees must wear suitable PPE in production areas.The starting, starting and stopping of production machines is only allowed by authorized personnel.Work equipment must be properly maintained and stored in their respective locations.Chemicals must only be handled in the areas and by authorized personnel.Upon finding any breach of security or work processes, the employee must instantly report it to their supervisor.Changing the layout of machinery and any other physical component of the workplace is not permitted.It is essential to dispose of garbage and discarded material in appropriate places.Therefore, it is essential that a company's safety policy is aligned with its performance and configuration, and promotes employee safety, quality and preservation of physical and mental health.
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Which group is the primary source of financial support that benefits all wildlife species?
The group that is the primary source of the financial support needed for wildlife species is Hunters.
The main source of the financial support that the nation uses to fund wildlife conservation efforts to protect various wildlife species is hunting licenses.
Hunting licenses are issued to hunters so in effect, hunters are the chief financiers for conservation efforts. This is quite peculiar and one could say that it balances out the killing of animals by hunters.
In conclusion, the answer is hunters.
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I need some rare car brands for my channel please do not include Mitsubishi, pontiac, and mazda.
Answer:
Acura
Explanation:
What is the purpose of advertising?
To make people want the things they do not have.
To expand the marketplace to a wider audience.
To explain to people the cost and risks of owning products.
To allow people to make choices about what is available.
It should be noted that the purpose of advertising is to expand the marketplace to a wider audience.
Advertising can be regarded as marketing strategy that is been utilized by organization and firms to promote their products and services.
It involves using media and other means to make the public aware about the products or services.
We can conclude that advertising is done on the purpose of making marketplace to a wider audience so that more people can patronize.
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Answer: To make people want the things they do not have.
Explanation:
The purpose of advertising is to make people want things they don’t have
Culver City College, a public college, has a 10-week summer session that starts on June 25, 2020, so that one week is held during FY 2020 and the other nine weeks meet during FY 2021. Tuition and fees in the amount of $1,000,000 were collected from students for classes to be conducted in this session.
Required:
What amount should Culver City College recognize as unrestricted revenue in each of the years ended (FYE) June 30, 2020 and June 30, 2021?
Based on the information given, the amount that will be recognized as unrestricted revenue in each of the years will be $100,000 and $900,000.
Unrestricted revenue simply means the donations that can be used by a company or group for purposes that meet the goals that were set aside.
From the information, the unrestricted revenue in June 30, 2020 will be:
= 10% × $1,000,000
= $100,000
The unrestricted revenue for June 30, 2021 will be:
= $1,000,000 - $100,000
= $900,000
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Zola just secured her first job after college, and she's heard that it's important to start investing for her retirement. She can afford to put 5% of her monthly salary toward retirement. What type of account should she choose for this goal? * 1 point IRA CD MMA HSA
Answer:
IRA
Explanation:
An individual retirement account or IRa is the account that Zola needs to use for proper investing because of her retirement plans.
What is an Individual Retirement Account(IRA)?The Individual Retirement Account is one of the very few accounts or motives that have been taken into consideration for the purpose and benefit of early retirement during the process. The most important thing is that the Individual Retirement Account helps to lead a life after retirement more peacefully and also without any kind of headaches.
The other most important thing is that individual retirement Account helps to provide some of the best options for savings, by not deterring taxes, and also by some level it sometimes may also become tax-free.
Individual Retirement Accounts are mainly of three types. Although personal IRAs could also be seen as Inherited IRAs and Custodial IRAs. Hence, the above statement is proven.
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jorDANTHE GOD HOW ARE U
Answer:
uhm- hi
Explanation:
thxs for the points....
Which employees typically work in an office environment within schools? Check all that apply.
School Psychologist
School Secretary
qInstructional Designer
Tutor
Librarian
Teacher
Answer:
B, E, F
Explanation:
how many black millionaires are there in the united states?
Answer:
1.5 million black American millionaires.
Explanation:
what did antonie van leeuwenhoek call his discovery
Answer:
Antonie Van Leeuwenhoek called his discovery "wee animalcules"
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Under riparian rights, if flowing water is shallow, a property owner usually owns to A) the center of the water. B) the average high-water mark. C) the next county. D) the edge of the water.
There are different kinds of rights. Under riparian rights, if flowing water is shallow, a property owner usually owns to center of the water.
Riparian rights are regarded as the legal rights of owners of land that is known to be bordering on a river or other waterbodies.
A "riparian owner" is simply known as an individual who possess a land that runs into a river. Riparian rights are simply not known as ownership rights but simply as the rights of access to the water for drinking water, bathing, etc.
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An intangible benefit is called a
a) commodity
b) Service
c) market
d) goods
A
Explanation:
using the internet and the process of elimination, A is your answer
ANSWER:
B.CORRECT IF IM WRONG
BUT IM SURE THAT