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Answer:

b

Explanation:

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Based on the information given about the LIBOR, it can be deduced that the analysis is correct. Therefore, it's true.

From the information given, the quality spread differential will be calculated thus:

= Differential fixed rate debt - Differential floating rate debt

= (12.0% - 10.5% - 1%)

= 0.5%

In this case, a positive quality spread differential implies that the swap is in favor of both parties.

In conclusion, the analysis that's given is correct.

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Answer:

god help you

Explanation:

to long question, sumerize it Please

Explanation:

D: A welfare program that replaced AFDC in 1996. It eliminated the New Deal era work requirement that many people believed was designed to effectively re-enslave African Americans

Airline EconomicsBecause of all of the equipment and facilities involved in air transportation, it is easy to lose sight of the fact that this is, fundamentally, a service industry. Airlines perform a service for their customers - transporting them and their belongings (or their products, in the case of cargo customers) from one point to another for an agreed price. In that sense, the airline business is similar to other service businesses like banks, insurance companies or even barbershops. There is no physical product given in return for the money paid by the customer, nor inventory created and stored for sale at some later date.Chief Characteristics of the Airline Business (Service Industry) Capital IntensiveUnlike many service businesses, airlines need more than storefronts and telephones to get started. They need an enormous range of expensive equipment and facilities, from airplanes to flight simulators to maintenance hangars. As a result, the airline industry is a capital-intensive business, requiring large sums of money to operate effectively. Most equipment is financed through loans or the issuance of stock. Increasingly, airlines are also leasing equipment, including equipment they owned previously but sold to someone else and leased back. Whatever arrangements an airline chooses to pursue, its capital needs require consistent profitability.High Cash FlowBecause airlines own large fleets of expensive aircraft which depreciate in value over time, they typically generate a substantial positive cash flow (profits plus depreciation). Most airlines use their cash flow to repay debt or acquire new aircraft. When profits and cash flow decline, an airline's ability to repay debt and acquire new aircraft is jeopardized.Labor IntensiveAirlines also are labor intensive. Each major airline employs a virtual army of pilots, flight attendants, mechanics, baggage handlers, reservation agents, gate agents, security personnel, cooks, cleaners, managers, accountants, lawyers, etc. Computers have enabled airlines to automate many tasks, but there is no changing the fact that they are a service business, where customers require personal attention. More than one-third of the revenue generated each day by the airlines goes to pay its workforce. Labor costs per employee are among the highest of any industry.Break-Even Load FactorsEvery airline has what is called a break-even load factor. That is the percentage of the seats the airline has in service that it must sell at a given yield, or price level, to cover its costs. Since revenue and costs vary from one airline to another, so does the break-even load factor. Escalating costs push up the break-even load factor, while increasing prices for airline services have just the opposite effect, pushing it lower. Overall, the break-even load factor for the industry in recent years has been approximately 66 percent. Airlines typically operate very close to their break-even load factor. The sale of just one or two more seats on each flight can mean the difference between profit and loss for an airline.Seat ConfigurationsAdding seats to an aircraft increases its revenue-generating power, without adding proportionately to its costs. However, the total number of seats aboard an aircraft depend on the operator's marketing strategy. If low prices are what an airline's customers favor, it will seek to maximize the number of seats to keep prices as low as possible. On the other hand, a carrier with a strong following in the business community may opt for a large business-class section, with fewer, larger seats, because it knows that its business customers are willing to pay premium prices for the added comfort and workspace. The key for most airlines is to strike the right balance to satisfy its mix of customers and thereby maintain profitability.

Answer:

False, once an online catalog is in place, there is little cost in maintaining it

1.  No, unhealthy employees do not have an incentive to become healthy.

2. The new actuarially fair cost of insurance would be $5000 at the original firm.

3. The actuarial fair cost of insurance for all the workers would be $3000

1.

No,  unhealthy employees do not have an incentive to become healthy. This is due to the fact that the only employer in the city is giving jobs to everyone regardless of their health status. Besides, their health care cost is covered and managed by the employer by the insurance. Therefore, unhealthy employees do not have an incentive to become healthy.

2.

The new actuarially fair cost of insurance can be determined by taking the probability of healthy employees and unhealthy employees with their health costs.

However, provided that all healthy people worked for the new employee, it implies that the original firm comprise of only the unhealthy workers and the new actuarially fair cost of insurance can be computed as follows:

∴

Actuarial Fair cost of insurance = Probability ( Healthy employee × cost of health) +  Probability (unhealthy employee × cost of health)

Actuarial Fair cost of insurance = (0 × $1000) + (1 × $5000)

Actuarial Fair cost of insurance = $5000

Therefore, the new actuarially fair cost of insurance would be $5000 at the original firm.

3.

The actuarial fair cost of insurance for all the workers refers to the total sum of required payoffs for both the healthy employees and unhealthy employees

Actuarial Fair cost of insurance = Probability ( Healthy employee × cost of health) +  Probability (unhealthy employee × cost of health)

Actuarial Fair cost of insurance = [tex]\mathbf{(\dfrac{1}{2} \times \$1000) + (\dfrac{1}{2} \times \$5000)}[/tex]

Actuarial Fair cost of insurance = $500 + $2500

Actuarial Fair cost of insurance = $3000

Therefore, the actuarial fair cost of insurance for all the workers would be $3000

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Firms are often involve in different kinds of trade. Freer trade, advances in information technology, and more global customers are pressuring many large global companies to shift from functional structures to geographically based divisionalized structures.

There are great advances in information technology (IT). Firms often get benefits of free trade in IT as they are able to expand their business into other different new areas with less effective charges.

FTA is known to be very good to optimal sharing of resources in the region as it helps to boast the efficiency of economic activities and also increase the stock of a country's technology.

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Considering the benefits and importance of insurance, the ten roles of insurance in a business include "security and safety."

The other roles of insurance in a business are:Mitigation of riskProvision of insurance service by the insurance company Protection from unexpected lossesEase of getting loansProvision of social cooperationIt enhances saving habitsIt aids some contracts that require it.There are tax benefits.Promotion of trades and industry, etc.

Hence, in this case, it is concluded that insurance plays various roles in business.

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Considering the situation described above, the legal concerns raised by these issues are "Piracy."

What is Piracy?

Piracy is a term used to describe the unauthorized use or reproduction of another person's work.

Given that the issues above were centered on trademark, royalties, and privacy issues relating to works on the internet, this is an example of Piracy issues.

Hence, in this case, it is concluded that the correct answer is "Piracy."

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Answer:

B the responsiveness of quantity demanded of a good due to a change in its price. 

Explanation:

B ...

Answer:

it really depends on the person what is that person into like maybe draw one of theree favroite things paint them something thats all i can think of for homemade

Explanation:

The lowest quintile received $22,000.

Data and Calculations:

The number of golfing buddies = 10

A. = $10,000

B.  = $12,000

C.  = $16,000

D.  = $20,000

E.  = $24,000

F.  = $32,000

G.  = $38,000

H.  = $56,000

I.  = $70,000

J.  = $120,000

Total - $398,000

The lowest, first, or bottom quintile is between 0 to 20%.

Thus, the lowest quintile received $22,000 ($10,000 + $12,000) from the income distribution.

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Based on Miguel's activities in the casinos, the amount that can be deducted is $2,000.

Gambling tax laws are such that one can set off their gambling losses against their wins. This means that one can deduct the lower amount between their winnings and their losses for the year.

Miguel's winnings:

= 600 + 1,450

= $2,050

Miguel's losses:

= 800 + 1,000 + 200

= $2,000

The amount he can deduct is therefore $2,000.

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Answer:

C. Savings accounts have low interest rates.

'Savings accounts have low interest rates,' is not an advantage of a savings account.

What is a savings account?

A savings account is a deposit account that lets you deposit money safely with a bank. It also ensures safety and access to your money whenever you need. You can withdraw your money, either digitally or in person, at any point in time, from your savings account.

In savings accounts, interest can be compounded, either by daily, monthly, or quarterly means and you can earn interest based on that. In exchange for the ease and liquidity that savings accounts offer, one earns a lower rate than that paid by more restrictive savings instruments and investments.

Why does a savings account offer low interest rates?

When rates on loans are low, banks like to keep savings account rates even lower so that they can continue making money on them. Another reason of low interest rates is that, the RBI has slashed the repo rate from 6.25% to 6% on cues of low inflation.

Thus, this has enabled banks to get funds from RBI at lower interest rates. So this leads to the reduction of the interest rates on savings accounts and fixed deposits for its customers.

Hence, option C is correct.  

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The three error types i would be most concerned about is wrong address, misspelled name and wrong name because they could lead to lower credit scores

The error in this context related to credit report errors which can happen while been a high school student.

Credit report refers to the organized record database of borrower's credit history from different sources.

Based on statistics, the student responded that the error they are most concerned about includes:

Wrong AddressMisspelled NameWrong Name.

Hence, the three error types i would be most concerned about is wrong address, misspelled name and wrong name because they could lead to lower credit scores.

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Answer:

A Bar Chart. A PIE CHART. LINE CHART. Area Chart. Dot Plot. A Pictogram. Radar Chart.

Explanation:

Answer:

Types of Graphs and Charts

Bar Chart/Graph.Pie Chart.Line Graph or Chart.Histogram Chart.Area Chart.Dot Graph or Plot.Scatter Plot.Bubble Chart.

Answer:

Since the total future worth of running an electric line of $19,353.42 is less than the total future worth of solar cells is $24,132.22, it will be cheaper to run an electric line than to use solar cells. So running an electric line should be the answer.

Answer: The answer is generally false.

Answer:

weight of discount

disfount on festival offer

Endurance Sporting Goods’ debt to owners' equity ratio  is 66.7%.

First step is to calculate the Owner's Equity

Owner's Equity=Total Assets - Total Liabilities

Where:

Total Assets =$25,000 + $45,000 + $140,000 + $190,000

Total Assets = $400,000

Total Liabilities =$70,000 + $90,000

Total Liabilities=$160,000

Let plug in the formula

Owner's Equity=$400,000-$160,000

Owner's Equity=$240,000

Second step is to calculate debt to owners equity ratio using this formula

Debt to owners equity ratio= Debt (total Liabilities)/Owner's Equity

Let plug in the formula

Debt to owners equity ratio = $160,000/$240,000

Debt to owners equity ratio = 0.667×100

Debt to owners equity ratio= 66.7%

Inconclusion Endurance Sporting Goods’ debt to owners' equity ratio is 66.7%.

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Based on the information given the transaction that is recorded are: credits are made to: Common Stock, $15,000, and Paid-In Capital in Excess of Par, $10,000.

Nexis Corp. Journal entry

Debit Cash $25,000

($25×1,000 shares)

Credit Common Stock, $15,000

($15×1,000 shares)

Credit Paid-In Capital in Excess of Par, $10,000

[($25-$15)× 1,000 shares]

(To record common stock)

Inconclusion the transaction that is recorded are: credits are made to: Common Stock, $15,000, and Paid-In Capital in Excess of Par, $10,000.

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