The loan period can be shortened by more than 8 years and the amount of interest paid by more than $44,000 if you put an additional $200 each month toward the principal. Making biweekly payments rather than a single full monthly payment is another strategy to pay off your loan faster.
What happens if I pay an extra $200 a month on my mortgage?You have the option to specify whether additional funds should go toward principle when making payments that are more than the minimum required. Paying down the principal on a fixed-rate loan faster results in paying less interest because interest is calculated against the principal balance. Help can come from even modestly increased principal payments.Here are some hypothetical examples and some projected financial outcomes for extra payments. Let's imagine you have a $200,000 loan with a 30-year fixed-rate and a 4% interest rate. A total of $343,739 (of which $143,739 is interest) will be paid throughout the course of the loan if you make your normal mortgage payments of $955 per month for the term of the loan.The loan term can be shortened by more than 4.5 years and the amount of interest paid by more than $26,500 if you put an extra $100 toward the principal each month. The loan period can be shortened by more than 8 years and the amount of interest paid by more than $44,000 if you put an additional $200 each month toward the principal.Making biweekly payments rather than a single full monthly payment is another strategy to pay off your loan faster. This payment split amounts to an additional monthly payment made over the course of the year (26 bi-weekly payments totals 13 monthly payments). Depending on your principle balance, this additional payment may be applied there as well. Ask your lender if this is a possibility for your loan before assuming anything.By making payments of $477.50 every two weeks rather than a single $955 payment each month, as in the previous example, you might cut the length of your loan by more than four years and the amount of interest you pay by more than $22,000.To Learn more About loan period refer To:
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If you pay $200 more per month than the minimum required payment on your mortgage, it will take you a shorter time to pay off the mortgage.
How long will it take you to pay off your mortgage?To determine the exact time it will take, you can use the following formula:Take the outstanding balance of your mortgage and divide it by the extra amount you plan to pay each month ($200 in this case)This will give you the number of months it will take to pay off the mortgage if you consistently make that extra payment each month.For example, if your outstanding balance is $200,000 and you plan to pay an extra $200 per month, it will take you 1000 months (or 83.33 years) to pay off the mortgage.It's important to note that making extra payments towards your mortgage can save you a significant amount of money in interest over the life of the loan. Additionally, you can get the mortgage paid off sooner than the original loan term.Paying $200 more per month than the minimum required payment will shorten the time to pay off the mortgage.To calculate the exact time, divide the outstanding balance by the extra amount you plan to pay each monthMaking extra payments can save you money in interest and get the mortgage paid off sooner than the original loan term.To learn more about mortgage refer:
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according to the consumer behavior model, what are the major categories of influence on the purchase decision process? (select all that apply)
According to the consumer behavior model, the major categories of influence on the purchase decision process are psychological and sociocultural influences. Option A and C.
The consumer behavior model suggests that psychological and sociocultural influences play a major role in the purchase decision process. Hence, option A and C both are correct.
Psychological influences refer to things such as attitudes, beliefs, and values, which can shape how a consumer perceives a product or service.
On the other hand, sociocultural influences refer to the social and cultural norms of a given society, which can also shape how a consumer views a product or service.
For example, certain cultures may not favor certain products or services, while others may be more open to them. Additionally, sociocultural influences can also be seen in the way that certain products or services are advertised and marketed.
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in addition to their employing broker, the person who provides quality support, advice, and counseling to new licensees is known as a:
In addition to their employing broker, who provides quality support, advice, and counseling to new licensees is known as psychologist.
A client is a person who establishes an agency relationship with a licensee through a written contract and agrees to be represented by the agent in a real estate transaction. This contract must clearly establish the terms and obligations of both the client and the licensee/firm who becomes the agent. Contract rescission is most often available in certain specific circumstances. There are grounds for rescinding a contract in the following situations are mutual consent and mutual consent means that both parties must show that they agree to have the contract cancelled. The principal is bound by the acts of his agent and is thus, responsible for his acts to the third parties. There are three types of authority used frequently in business deals, like real estate: express, implied, and apparent. In a situation of apparent authority, it means that a person's conduct gives the impression that they are allowed to act in the principal's interest.
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which is not one of the four types of deeds used to convey real estate? a) general warranty deed b) special warranty deed
a) general warranty deed. General warranty deeds, special warranty deeds, and quitclaim deeds are the three primary types of deed. General warranty deeds provide entire security.
deed to the grantee, whereas special warranty deeds provide partial security, and a quitclaim deed provides the recipient with the least legal protection. When the seller signs a general warranty deed, he or she promises that there are no liens on the property and that if there are, the seller would reimburse the buyer for such claims. Because of this, general warranty deeds are the most widely utilized kind of deed in real estate transactions.warranty deed. General warranty deeds, special warranty deeds, and quitclaim deeds are the three primary types of deed. General warranty deeds provide entire security.When the seller signs a general warranty deed, he or she promises that there are no liens on the property and that if there are, the seller would reimburse the buyer for such claims.
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the activity of set of institutions, and processes of creating, communicating, delivering, and sharing offerings that provide value to customers, clients, partners, and society in general is known as
The method of developing, promoting, delivering, and trading that are valuable to consumers, clients, collaborators, and society at large collectively is known as marketing.
Which four sorts of marketing are there?(Explaining the marketing mix) Product, pricing, location, and promotions comprise up the four Ps. They serve as an illustration of a "marketing mix," or the set of tools and techniques utilized by marketers to accomplish their marketing goals. E originally explicitly conceived of the 4 Ps in 1960.
What is a good example of marketing?Marketing describes the actions a firm does to encourage the purchase or sale of a good or service. Advertising, selling, and delivering goods to customers or other firms are all included in marketing. Marketing is done in part by.
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what are investment returns? what is the return on an investment that costs $1,000 and is sold after 1 year for $1,060?
The return on an investment that costs $1,000 and is sold after 1 year for $1,060 would be 6%.
Investment returns refer to the gain or loss on an investment over a certain period of time. It is usually expressed as a percentage, calculated by taking the gain or loss divided by the original cost of the investment.
The return on an investment that costs $1,000 and is sold after 1 year for $1,060 would be 6%. This is calculated by taking the gain of $60 ($1,060 - $1,000) and dividing it by the original cost of $1,000. The formula for calculating return is (Gain from Investment / Cost of Investment) * 100. So in this case, (60/1000)*100 = 6%.
Return on the investment can be positive or negative depending on the price of the investment at the time of selling, it can be used to measure the performance of the investment.
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as a percent of the us gross domestic product, healthcare costs are increasing (i.e., representing a larger percentage of the gdp). group of answer choices true false
True, the expense of healthcare is rising as a percentage of the US gross domestic product (i.e., representing a larger percentage of the GDP).
A monetary indicator of the market worth of all the final goods and services produced and sold (not resold) in a certain time period by nations is the gross domestic product (GDP). The subjective and complex nature of this measurement necessitates many evaluations before it can be accepted as a reliable indicator. While nominal GDP is more useful for comparing national economies on the global market, GDP (nominal) per capita does not account for variations in the cost of living and inflation rates of the various nations. Therefore, when comparing living standards between nations, employing a base of GDP per capita at purchasing power parity (PPP) may be more useful. The contribution made by each industry or sector of the economy can also be calculated as a percentage of total GDP. The per capita GDP of a region is determined by the GDP to total population ratio (also called the Mean Standard of Living).
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which of the following would be studied in macroeconomics? group of answer choices the impact of a tax reduction on the profits of an individual business recessions the unemployment of workers displaced by technological change in the typesetting industry the change in automobile sales due to a change in the price of automobiles
a study of recessions, Macroeconomics would examine the study of recessions. microeconomics It aids in comprehending monetary changes.
The study of an economy's overall performance, structure, behaviour, and decision-making is known as macroeconomics. Using interest rates, taxes, and government expenditure, for instance, to control the expansion and stability of an economy. This covers local, national, and international economies. Macroeconomics is the branch of economics that focuses on large-scale or general economic issues and how they interact in economies. It is the study of entire economies. Numerous schools of thought have emerged since John Maynard Keynes' views on market behaviour and governmental policies in the 1930s, which are frequently cited as the origin of macroeconomics in its contemporary form.
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kim works for a company that recognizes individual achievements of workers and values communication and collaboration but also highly emphasizes the shared cultural values and beliefs of its workers. what type of leadership philosophy does this exemplify?
The "Theory Z" is the type of leadership philosophy is exemplified in this particular scenario.
Theory Z is a management philosophy that emphasizes the importance of long-term employment, employee participation in decision-making, and a strong emphasis on employee development and motivation.
Therefor in the scenerio where Kim works for an organization that recognizes individual successes and appreciates communication and teamwork, but also places a strong emphasis on its employees' common cultural values and beliefs. This reflects a "Theory Z" type of leadership philosophy.
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suppose a hospital writes checks of $100,000 per day and it takes, on average, seven days for those to be received and to clear the banking system. furthermore, the hospital receives $120,000 in checks daily, which take four days to be deposited and credited. what is the hospital's float?
The hospital's float is $220,000
Checks written = $100,000
Time taken = 7 days
Checks received = $120,000
Time taken = 4 days
The amount of cash that the corporation will have available once all outstanding checks have cleared is known as the net float. The difference between the hospital's collecting float and distribution float can be used to compute the hospital's float.
Calculating the disbursement float in the first case -
Checks amount x time taken to clear
= $100,000 x 7
= $700,000
Similarly,
Calculating the disbursement float in the second case -
$120,000 x 4
= $480,000
Calculating the total float -
= 700,000 - 480,000
= 220,000
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on kyle thomason's $400,000.00 loan, the lender charges a 2-point service charge. in this situation, how much will kyle have to pay for this service charge at closing, and how would such a charge appear on the statement?]
Kyle must pay $800.00 for this service, which will show as a debit to the buyer.
What is debt?
Debt takes place when one party borrows something, most commonly money, from another. Many organisations and individuals use debt to finance large expenditures that they wouldn't be able to make otherwise. A debt agreement allows the borrowing party can borrow money with the condition that it be repaid later, usually with interest.
The most common type of debt is loan debt, which includes mortgages, vehicle loans, personal loans, including credit card debt. The terms of a loan require the borrower to repay the loan's outstanding amount by a specific deadline, which is frequently several years in the future. The loan conditions also include the amount of interest that the borrower must pay each year, expressed as a percentage of the loan amount. Interest is used to ensure that the lender is paid for taking on the risk of the loan, in addition to driving the borrower and return the loan quickly in order to lower their overall interest cost.
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Supply chain issues and a flu outbreak caused a surge in prices for which grocery staple? A Eggs B Milk C Bread
A. Eggs, Price increases were brought on by a flu outbreak and supply chain problems. a basic food item.
Supply Chain Management: What Is It?The management of the processes that turn raw materials into finished goods that are then sold to end customers is known as supply chain management (SCM).
The phases of product production and sales, such as planning, design, manufacturing, inventory, and distribution, can be managed centrally with SCM.
Give an illustration of the supply chain.The most basic kind of a supply chain is one that only involves a company, its suppliers, and its customers. Manufacturers, distributors, retailers, and retail customers are a few examples. Another is raw material producers.
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internship will you now or in the future require sponsorship for employment visa status (e.g. h1-b visa status)?
You should respond "Yes" given that you are an H1-B visa. This is because until the new company starts the process of transferring your H1-B visa and receives the USCIS receipt, you cannot legally work for them.
In general, you should respond "No" if you are a US person (i.e., a US citizen or a holder of a Permanent Resident/Green Card).
Answer "Yes" if you are an international student or someone with an H1-B, F-1, or OPT visa (or any other type of visa).
Say "NO" if it's a CPT. You need HR to check your resume since you don't want your application to raise any red flags.
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which statement is true about registering a marketing officer of an investment adviser as an investment adviser representative (iar) with the state? a the marketing officer of an investment adviser is not registered as an iar b the marketing officer of an investment adviser will be automatically registered when the investment adviser registration is filed in the state c the marketing officer of an investment adviser is only required to register if the firm is a federal covered adviser d the marketing officer of an iar must file a registration application that is independent of the investment adviser registration application
The statement "The marketing officer of an Investment Adviser will be automatically registered when the Investment Adviser registration is filed in the State." is true.
Give a brief account on Investment Adviser.A financial adviser or advisor is a specialist who offers clients financial services based on their financial circumstances. In many nations, in order to give advice, financial advisors must undergo particular training and register with a regulatory organization. A financial adviser in the US must pass the Series 7 and Series 66 or Series 65 qualifying exams. the United States Qualification classifications, compliance concerns, and Financial Industry Regulatory Authority (FINRA) must be disclosed to the public. Information about official compliance issues is available on the Investment Adviser Public Disclosure (IAPD) website, and information about informal compliance issues is available on Onesta. Brokers, investment advisers, private bankers, accountants, attorneys, insurance agents, and financial planners are among the groups allowed to use the phrase "financial advisor," according to FINRA. The complete picture of the client's financial status must be taken into consideration by financial counselors.
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why is it more important for your net worth to be increasing year after year than just your total assets increasing?
A person's net worth reveals how much money they have left over after all debts are settled. It is always preferable to have growing net worth as opposed to growing total assets.
Net worth is the difference between your assets and liabilities. In plain English, net worth is the sum of your assets less your liabilities. If your assets are greater than your liabilities, your net worth is positive. In contrast, you have a negative net worth if your liabilities exceed your assets.
A current glimpse of your financial status can be found in your net worth. You can see the outcome of all of your previous earnings and expenditures if you compute your current net worth.
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when ceos of publicly traded companies resign amidst allegations of wrongdoing, the company's shareholders are affected in what way?
As a result of the wrongdoings, the company's stock price plummets.
The ownership certificates of any corporation are referred to generally as "stocks." The stock certificate of a certain corporation is referred to as a share, on the other hand. If you own stock in a certain company, you are considered a stakeholder. Among these are common and preferred stocks. A stock, often known as equity, is a sort of instrument that symbolizes ownership of a share of the issuing corporation. Shares are pieces of equity that, depending on the number of shares owned, entitle their holder to a particular section of the company's assets and income. Depending on the state of the market, investors pay a specific price to purchase shares. Investors can profit from the sale of a stock if its price increases.
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on april 1, a company paid the $1,800 premium on a three-year insurance policy with benefits beginning on that date. what amount of insurance expense will be reported on the annual income statement for the first year ended december 31?
The amount of insurance expense reported will be $450
Premium paid = $1,800
Time = 3 years
Given that the policy has a three-year duration, the $1,800 total premium must be spread out over those three years. It is required to multiply the entire premium by the percentage of the first year that has already passed in order to determine the cost for the first year. Further, since the premium was paid in April, this means that three months have already elapsed.
Therefore,
Calculating the amount of insurance expense -
Premium Amount x Time
= 1800 x 9/36 ( As there are 12, months in a year, out of which three have elapsed)
= 16,200/36
= 450
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which of the following statements will not result in the trial balance being unequal? a.a debit of $400 was incorrectly posted as a credit of $400 to supplies. b.a debit of $400 was incorrectly posted to supplies instead of supplies expense. c.a debit of $400 to supplies was completely omitted. d.a debit of $400 was posted to supplies as a debit of $40.
Option B is correct. A debit of $400 was incorrectly posted to supplies instead of supplies expense.
What is trial balance?A trial balance is an accounting workbook where the balances of all ledgers are totaled into normal proportion in the columns for the debit and credit accounts. A corporation occasionally creates a trial balance, often at the conclusion of each financial quarter. To check that the entries in a company's digital ledger are theoretically correct, a trial balance is primarily made.
A trial balance is not a thorough audit of the accounts; rather, it tests a major aspect of the books in question. Because it enables auditors to confirm the absence of mathematical problems in the digital ledger before going on to more involved and even in studies, a control account is generally the first stage in an internal audit.
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you decide to take a vacation and the trip costs you 1,038. while you are on vacation, you do not report to work where you could have earned 809. the opportunity cost of the vacation is $ .
The opportunity cost of the vacation is $750.
What is opportunity cost?The value or advantage forfeited by engaging in a specific activity in comparison to engaging in a different activity is known as the opportunity cost in microeconomic theory. More precisely, it means that if you pick for one activity, you forfeit the chance to choose a different one. The opportunity cost is the amount of time spent learning and the money that could be used elsewhere. When a farmer decides to grow wheat, there is an opportunity cost associated with not doing so or using the resources in another way (land and farm equipment). Opportunity cost is the value of other commodities or services you must forgo in order to get your desired item. The term "cost" as used by economists typically refers to opportunity cost.
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gary and diane must prepare a presentation for their marketing class. as part of their presentation, they must do a series of calculations and prepare 50 powerpoint slides. it would take gary 10 hours to do the required calculation and 10 hours to prepare the slides. it would take diane 12 hours to do the calculations and 20 hours to prepare the slides. a. how much time would it take the two to complete the project if they divide the calculations equally and the slides equally? b. how much time would it take the two to complete the project if they use comparative advantage and specialize in calculating or preparing slides? c. if diane and gary have the same opportunity cost of $5 per hour, is there a better solution than for each to specialize in calculating or preparing slides?
It will take 11 hours to complete the computations and 15 hours to complete the writing, for a total of 26 hours, if the two activities are shared equally.
PowerPoint slides are what are they?An audio, graphic, and audio/visual feature can be added to a presentation using the Microsoft PowerPoint (PPT) software, which is used to make presentations. As well as serving as a tool for collaboration and material exchange, it is regarded as a multimedia technology. The presentation of your ideas using text, graphics, charts, and animations is done through slides, which function somewhat like a blank page. The topic of the presentation is introduced on the first slide, and then a step-by-step sequence is presented with a clear beginning and end (the ending). Presenters can use PowerPoint to transform difficult-to-understand concepts, facts, or numbers into visually appealing representations.
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this question refers to the mru video 'the supply curve shifts'.) in addition to the dollar cost of inputs, the use of inputs also imposes an opportunity cost because: select one: a. production technology can change at any moment. b. inputs cannot be stored and saved for later use. c. businesses borrow money to purchase inputs. d. inputs could instead be used in the production of others goods.
A supply curve sideways shift is the term for this. As a result, the supply curve will either move rightward or leftward based on the direction in which the quantity of the product or service supplied changes.
This occurs as a result of the fluctuation in quantity at various price levels.
If the cost of an input goes up, what will happen to the supply of a product?Suppliers will have to supply less of a product at all prices as a result of rising input costs for that product. As a result, when the prices of a good's inputs rise, the supply curve for that good shifts to the left.
What best explains a rightward shift in the market supply curve?A rightward shift in the market supply curve is explained by a new method that lowers the cost of producing the product. A new production technology, for instance, can cause a rightward shift in the supply curve, which results in a lower equilibrium price and an increase in quantity.
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statement of stockholders' equity in its most recent financial statements, newhouse inc. reported $50 million of net income and $810 million of retained earnings. the previous retained earnings were $780 million. how much in dividends were paid to shareholders during the year? assume that all dividends declared were actually paid.
declared a net profit of $50 million and retained profits of $810 million. Retained profits from the prior period were $780 million. Dividends of $2 per share were distributed to shareholders during the year.
a) The difference between new and prior retained earnings is $810 million minus $780 million, which equals $30 million.
Dividends paid are calculated as Net Income - Change in Retained Earnings ($50,000,000 - $30,000,000 = $20,000,000 b). EPS = Net Income / Outstanding Shares, which is $50 million / 10 million shares and $5 per share (c). Dividends Paid / Shares Outstanding = $20,000,000 / 10,000,000 = $2 per share (DPS).
An individual or legal entity registered by a company as the legitimate owner of shares of the share capital of a public or private corporation is referred to as a shareholder. Members of a corporation are sometimes referred to as shareholders.
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which would lead to consumers having more goods and services, or better goods and services (or a better standard of living)?
More or better goods and services would be available to customers as a result of increases in productivity. Productivity gains naturally reduce prices since they allow buyers to buy more things with the same amount of money.
An economic system's output is goods and services. Services are actions carried out for the benefit of the receivers, whereas goods are physical commodities offered to clients. Automobiles, home products, and apparel are a few examples of goods. Legal counsel, housekeeping, and consulting services are a few examples of services. A business's production might fall wherever in the middle of these two ideas. A landscaping business may, for instance, offer a homeowner a tree (a good) and also maintain the yard (a service). A physical object that buyers want or own is a good. Despite not being a material or physical object, customers nevertheless desire services. A service can frequently be delivered remotely as well.
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the short-run price elasticity of demand for oil is 0.3. if new discoveries of oil increase the quantity of oil by 6 percent, what will be the resulting change in the price of oil?
The resulting change in the price of oil will be a decrease of 1.8% (0.3 x 6%).
This is because the price elasticity of demand is less than one, meaning that the change in quantity (6%) has a larger effect on the price (1.8%) than the change in price has on the quantity. This is due to the fact that when the quantity of a good increases, its price tends to decrease.
Price elasticity describes how much a person, consumer, or producer alters their demand or the amount supplied in reaction to changes in price or income. It is mostly used to evaluate how consumer demand has changed as a result of a price change for a good or service.
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both you and your older brother would like to have $25,500 in 10 years. because of your success in this class, you feel that you are a more savvy investor than your brother and will be able to earn an annual return of 11.5 percent compared to your brother's 10.4 percent. how much less than your brother will you have to deposit today?
You will have to deposit $1,939.37 less than your brother today.
To calculate the amount less than your brother that you will have to deposit today, we need to use the formula for compound interest: A = P(1 + r)^n, where A is the final amount, P is the initial amount, r is the annual interest rate, and n is the number of years.
We know that both you and your brother want to have $25,500 in 10 years, so that's our final amount (A). We'll call your brother's initial deposit P1 and your initial deposit P2. We also know that your annual interest rate is 11.5 percent and your brother's is 10.4 percent.
So we can set up the following equation:
25,500 = P1(1 + 0.104)^10
25,500 = P2(1 + 0.115)^10
To find out how much less you need to deposit than your brother today, we'll solve for P1 and P2 and then subtract P1 from P2:
P1 = 25,500 / (1 + 0.104)^10 = $15,846.63
P2 = 25,500 / (1 + 0.115)^10 = $13,907.26
Therefore, you will have to deposit $15,846.63 - $13,907.26 = $1,939.37 less than your brother today.
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juanita is outlining the tasks required for the jobs in her department as well as defining how the work is to be performed. she is completing a(n) .
Juanita is listing the duties that will be necessary for the jobs in her department, as well as defining how the work will be completed. She is working on a d)job design.
Job design follows job analysis, hence it is the stage that follows job analysis. Its purpose is to outline and arrange tasks, roles, and responsibilities into a single unit of work to accomplish certain goals.
It also describes the tactics and relationships required for the accomplishment of a certain job. It relates to the what, how much, how many, and how the duties for a job or jobs are organized.
Occupational design comprises combining job activities or content with the necessary competencies. It clearly outlines job tasks and aids in attracting qualified candidates for the appropriate role. It also makes the job appear more interesting and specialized.
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Complete question:
Juanita is outlining the tasks required for the jobs in her department as well as defining how the work is to be performed. She is completing a(n):
a. organizational chart
b. job analysis
c. application
d. job design
why are black swan events such as accounting scandals and the global financial crisis perceived as caused by cheap credit and subprime mortgages offered by financial institutions, bad for business?
They undermine the implicit trust that exists between society and business.
What is financial institutions?Financial institutions, also known as banking institutions, are commercial organizations that function as middlemen in many kinds of financial monetary exchanges. A business involved in handling financial and monetary operations, such as loans, investments, and currency exchange, is known as a financial institution (FI).Banks are involved in a variety of activities, but its main function is to collect money from depositors, pool it, and then lend it to borrowers. Between depositors (who lend money to the bank) and borrowers, banks act as mediators (to whom the bank lends money). On the one hand, the main responsibility of financial institutions as systemic units is to act as an intermediary between those who offer and those who require financial resources, often by transforming and managing risk.To learn more about financial institutions refer to:
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when was the last time the debt ceiling was raised?
The Senate voted to raise it on October 7, 2021, but only allow the US Treasury to borrow money until December. This month, Congress passed his $2.5 trillion increase signed into law by President Biden on December 16, 2021.
What does the U.S. Treasury Department have?
The Treasury Department is required to operate and maintain systems essential to the nation's financial infrastructure, including the production of coins and currency, payments to the American people, collection of revenues, and raising of funds necessary for the operation of the federal government.
Who owns US Treasury Department?
This department is managed by the Minister of Finance, who is a member of the Cabinet. The Secretary of the Treasury of the United States has limited statutory duties, but advises the Secretary on various matters such as coinage and currency production.
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in accordance with the administrative procedure act, what entity has the authority to make and enforce rules and regulations to implement and carry out the purposes of the insurance laws of new jersey?
In accordance with the administrative procedure act, commissioner has the authority to make and enforce rules and regulations to implement and carry out the purposes of the insurance laws of new jersey.
What is insurance ?Insurance refers to a means of protecting against financial loss by agreeing to indemnify the other party in the event of certain loss, damage, injury. It is a form of risk management used primarily to hedge the risk of potential or uncertain losses.Insurance is a legal contract between two parties, the insurer and the insured, also called insurance coverage or insurance contract. The insurer provides financial protection against the loss of the insured. This can be borne by the insured under certain circumstances.Insurance is a financial safety net that helps you and your loved ones recover after something bad happens, such as an accident. Fire, theft, lawsuit or car accident. When you purchase insurance, you will receive an insurance policy. This is a legal contract between you and your insurance company.To learn more about insurance from the given link :
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in 2020, president trump signed an executive order limiting the ability of social media companies to restrict speech on their platforms. on what grounds might these companies challenge the order?
The usable basis that Social media companies can used is that social media companies are private organizations and can regulate speech as they see fit. So that, Trump as a president can not order limiting the ability of social media companies to restrict speech on their platforms.
Private social media generally can be defined as any social space allowing users to choose exactly who they want to communicate with, without sharing information in a public forum. There are several types of private social media, such as the several app is private social whereas traditional app is public social media.
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(d) according to monetarists, increased government deficit spending crowds out private investment and hurts long-term growth. why?
In a nutshell, the hollowing effect is the damping effect that arises from civil service spend activities on private sector spending.
How do investments function?You deposit funds into an agency or fund with both the goal of earning money in order to invest. Over time, investing may yield higher returns (which may also involve more risk). As a result, some people use investing to achieve long-term objectives like retirement.
Should I save more or invest?You would probably be better off keeping the money in savings unless you're saving for a short-term objective and anticipate having to withdraw the money soon. On the other hand, if your objectives are longer lasting, you'll typically discover that you might get more satisfying outcomes from
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